Tools

Calculators and insurer illustration software used in planning conversations.

• Human Life Value Calculator

  Estimate how much income your household would lose if you died during your working years.

• Pension Calculator

  Project a retirement balance from regular contributions and a growth rate.

• Loan Calculator

  Monthly payment, total interest, and payoff for a fixed-rate loan.

• Compound Interest Calculator

  See how a lump sum grows with compound interest.

• Critical Illness Analysis Calculator

  Estimate the cash gap if a serious illness stops your income for several months.

• Software Download Links

  Life illustration software our advisors use. Insurers issue their own login or install credentials.

• Life Needs Analysis Calculator

  Estimate household income needs used when sizing life insurance.

• Term Life Calculator

  Term life needs analysis for planning conversations.