HomeRestaurants / Banqueting Halls
Restaurants / Banqueting Halls
Liability, property, and liquor coverage for restaurants, banquet halls, and catering venues.
Restaurants and banquet halls face risks most businesses never see: hot kitchens, busy dining rooms, large events, and alcohol service. We build a package around your venue so a kitchen fire, a guest injury, or a spoiled walk-in cooler does not put the business at risk.
What a typical package includes
- Commercial general liability for guest slips, falls, and food-borne illness claims
- Liquor liability if you serve or host events with alcohol
- Building, contents, kitchen equipment, and tenants’ improvements
- Business interruption to replace lost income after an insured loss
- Equipment breakdown for refrigeration, ovens, and HVAC
- Food spoilage after a power outage or cooler failure
- Crime and employee dishonesty, and optional cyber coverage for card payments
Who we insure
- Dine-in and family restaurants
- Quick service, takeout, and delivery kitchens
- Banquet halls and event venues
- Caterers and food service contractors
To prepare a quote
Tell us your seating capacity, annual sales and the share from alcohol, hours of operation, whether you host private events or live entertainment, and the fire protection in the kitchen, such as a suppression system over the cooking line. Use the quote form on this page or call the office.