Life Agents E&O

This product offers competitive rates for E&O coverage designed for licensed life insurance agents. It includes coverage for the sale of life insurance, accident & sickness insurance, disability insurance, GICs, fixed and variable annuities and registered funds such as RRSP, RESP, RDSP and TFSA. Optional Entity coverage available for agents licensed in BC and SK. This product is suitable for individual agents only and would not meet the coverage needs of a Life Insurance Brokerage, AGA or a business that employs multiple Life agents.



  • Payment Options: Monthly and Annual
  • Eligible in all Canadian provinces and territories, except Quebec


Sale or servicing of

  • Life Insurance
  • Accident and Sickness Insurance
  • Disability Income Insurance
  • Indexed Annuities
  • Fixed Annuities
  • Guaranteed Investment Certificates
  • Variable insurance products, including but not limited to variable annuities, flexible and scheduled, premium annuities and variable life insurance

Sale of

  • Registered Retirement Income Funds
  • Registered Retirement Savings Plans
  • Registered Education Savings Plans
  • Registered Disability Savings Plans and Tax-Free Savings Accounts (the sale of such Funds, Plans, and Savings Accounts only)

Financial planning, advice, and consultation solely in connection with any of the products listed above



Error and Omission

  • Premium starting from $495
  • $1,000,000 per claim /$1,000,000 aggregate
  • $1,000,000 per claim /$2,000,000 aggregate
  • $2,000,000 per claim /$2,000,000 aggregate


Available Documents for Download