1. Was your most recent heart bypass, heart angioplasty (including stent placement) or heart valve surgery more than 10 years prior to your effective date?
2. Do you have both diabetes (for which you are taking medication) and a heart condition?
3. Have you ever had or are awaiting a bone marrow or organ transplant?
a) Congestive heart failure?
b) A lung condition with prednisone (or other oral steriod medication) or home oxygen?
c) Kidney or liver failure?
d) Peripheral vascular disease?
a) A heart attack?
b) Stroke, transient ischemic attack (TIA) or mini-stroke?
c) cancer (excluding basal or squamous cell skin cancer or breast cancer treated only with hormone therapy)?
d) internal bleeding?