This product provides stand alone General Liability and Contents coverage for Real Estate Agents who work individually or run a small Real Estate Brokerage. Often Real Estate agents rent an office or desk at a shared space and they are required to have their own General Liability Coverage by the landlord. This product will meet the landlord’s requirements and will also provide coverage for any liability claims arising outside of the office such as during a showing or an open house.

OVERVIEW

Highlights

• Payment Options: Monthly and Annual
• Eligible in all Canadian provinces and territories, except Quebec
• Coverage for Realtor, Real Estate Agent and Broker

Coverage Types

• Commercial General Liability
• Personal and Advertising Injury
• Tenants Legal Liability
• Employers Liability
• Non Owned Auto Liability
• Office Contents
• Earthquake
• Flood
• Sewer Backup
• Business Interruption
• Equipment Breakdown
• Crime
• Social Engineering Fraud

COVERAGE & WORDINGS

Wordings:

• CGL Wordings
• Property Wordings

Coverage:

Commercial General Liability

CGL coverage responds to potential claims incurred by any third party contractor who is hired or contracted by you. (E.g. any business person who is not a real estate professional, such as: a property manager, contractor, appraiser, home inspector, etc.)

Contents (COED) – Optional

• Available limit up to $50,000
• For an extra $16/month, this is a perfect add-on for Real Estate Brokers who have an office outside their home and may want to protect their office equipment and furniture from fire, theft, water damage or equipment breakdown

Crime Coverage – Optional

• Available limit up to $25,000
• For an extra $2/month, you can add additional coverage to protect from theft inside or outside your premises, forgery, and social engineering
• Valuable for those who have employees and/or other salespersons working within their team

RESOURCES

Available Documents for Download

• Product Overview